WHERE AI FALLS SHORT: A CAUTIONARY TALE FOR FUTURE INVESTORS

Where AI Falls Short: A Cautionary Tale for Future Investors

Where AI Falls Short: A Cautionary Tale for Future Investors

Blog Article

At a lecture hall in Manila, tech entrepreneur and investment icon Joseph Plazo made a striking distinction on what AI can and cannot achieve for the world of investing—and why that distinction matters now more than ever.

You could feel the electricity in the crowd. Young scholars—some clutching notebooks, others capturing every word via livestream—waited for a man known not only as an AI visionary, but also a contrarian investor.

“Machines will execute trades flawlessly,” he said with gravity. “But understanding the why—that’s still on you.”

Over the next hour, he swept across global tech frontiers, touching on everything from quantum computing to cognitive bias. His central claim: Machines are powerful, but not wise.

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The Audience: Elite, Curious—and Disarmed

Before him sat students and faculty from leading institutions like Kyoto, NUS, and HKUST, united by a shared fascination with finance and AI.

Many expected a celebration of AI's dominance. What they received was a provocation.

“There’s a growing religion around AI,” said Prof. Maria Castillo, guest faculty from Europe. “Plazo’s words were uncomfortable—but check here essential.”

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Why AI Still Doesn’t Get It

Plazo’s core thesis was both simple and unsettling: code can’t read between the lines.

“AI doesn’t panic—but it doesn’t anticipate,” he warned. “It finds trends, but not intentions.”

He cited examples like machine-driven funds failing to respond to COVID news, noting, “By the time the algorithms adjusted, the humans were already positioned.”

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Reclaiming the Edge: Why Humans Still Matter

Rather than dismiss AI, Plazo proposed a partnership.

“AI is the microscope—you choose what to zoom in on,” he said. It works—but doesn’t wonder.

Students pressed him on AI in news and social chatter, to which Plazo acknowledged: “Of course, it parses language patterns—but it can’t smell fear in a boardroom.”

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Asia Reflects: From Tech Worship to Tech Wisdom

The talk hit hard.

“I used to think AI just needed more data,” said Lee Min-Seo, a finance student from Seoul. “Now I realize it also needs wisdom—and that’s the hard part.”

In a post-talk panel, faculty and entrepreneurs echoed the caution. “This generation is born with algorithmic reflexes—but instinct,” said Dr. Raymond Tan, “is not insight.”

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What’s Next? AI That Thinks in Narratives

Plazo shared that his firm is building “co-intelligence”—AI that blends pattern recognition with real-world awareness.

“No machine can tell you who to trust,” he reminded. “Capital still requires conviction.”

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An Ending That Sparked a Beginning

As Plazo exited the stage, the hall erupted. But more importantly, they stayed behind.

“I came for machine learning,” said a PhD candidate. “Instead, I got something more powerful—perspective.”

Perhaps, in drawing boundaries for AI, we expand our own.

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